<p><b>1. GENERAL COMMUNICATIONS.</b></p><p>Reports, statements, notices and any other communications shall be transmitted to Customer electronically by posting to Customer’s online Account or via e-mail to the e-mail address on Customer’s application, or to such other e-mail address as Customer may from time to time designate to ATM Capital . Occasionally ATM Capital may communicate with Customer via postal mail. If Customer does not have access to e-mail, Customer will receive notices and other communications via postal mail. Notices regarding how to electronically review Account statements will be sent to Customers that have no access to e-mail via postal mail. ATM Capital is not responsible if the correspondence sent by postal mail is not received by Customer or if the postal mail is delayed, regardless of whether the delay or failure to receive the correspondence was caused by ATM Capital or a third party. All communications sent via postal mail or sent by e-mail shall be deemed transmitted by ATM Capital when posted or sent and deemed delivered to Customer personally, whether actually received by Customer or not.</p><p><b>2. E-MAIL AND ELECTRONIC COMMUNICATIONS.</b></p><p>All e-mails sent to and from ATM Capital are subject to monitoring, review or disclosure to someone other than Customer or Customer’s intended recipient. Customer acknowledges that there may be delays in e-mail being received by Customer’s intended recipient. Customer agrees to hold ATM Capital harmless for any delay in e-mail delivery regardless of whether the delay was caused by ATM Capital or a third party. E-mail sent to and from a ATM Capital address may be retained by ATM Capital ’s corporate e-mail system. Customer agrees not to use e-mail to transmit orders to purchase or sell FX and further agrees that ATM Capital is not liable for any actions taken or any omissions to act as a result of any e-mail message Customer sends to ATM Capital . Electronic communications with ATM Capital via our Web site, wireless device or touchtone service are also subject to monitoring, review by or disclosure to someone other than the recipient and such communications may be retained by ATM Capital .</p>