If this Account is held by more than one (1) person, all of the joint holders agree to be jointly and severally liable for the obligations assumed in this Agreement. If this Account is held in trust, joint ownership, or partnership, the undersigned hereby agrees to indemnify, defend and hold harmless ATM Capital for any losses resulting from breach of any fiduciary duty of the undersigned to the other holders and beneficiaries of this Account. Further, any one or more of the joint owners shall have full authority for the Account and risk of the Account owners, to buy, sell, and trade in transactions of foreign currencies or off- exchange options, to deposit with and withdraw from ATM Capital , currencies, securities, negotiable instruments, and other property, including withdrawals to or for the individual use or Account of the party directing the sale or of any other party, to receive and acquiesce in the correctness of notices, confirmations, requests, demands and all other forms of communications, and to settle, compromise, adjust, and give releases with respect to any and all claims, demands, disputes, and controversies. Upon death or legal incapacity of any of the undersigned, ATM Capital is authorized to take such action in regard to the Account, as ATM Capital may deem advisable to protect itself against any liability, penalty or loss. Customer agrees to notify ATM Capital immediately upon the death or legal incapacity of any joint owner. ATM Capital may terminate this Agreement by written notice to any one of the joint owners. In the event that ATM Capital receives a notice of a dispute between or conflicting instructions from joint account holders, ATM Capital may, but is not required to, place restrictions on the account, including restrictions on withdrawals or transfers from an account, until ATM Capital receives satisfactory documentations that the dispute has been resolved or all joint account holders give ATM Capital instructions.