Customer agrees and acknowledges that all conversations regarding Customer’s Account(s) between Customer and ATM Capital personnel may be electronically recorded with or without the use of an automatic tone-warning device. Customer further agrees to the use of such recordings and transcripts thereof as evidence by either party in connection with any dispute or proceeding that may arise involving Customer or ATM Capital . Customer understands that ATM Capital destroys such recordings at regular intervals in accordance with ATM Capital ’s established business procedures and Customer hereby consents to such destruction.