Reports, statements, notices and any other communications shall be transmitted to Customer electronically by posting to Customer’s online Account or via e-mail to the e-mail address on Customer’s application, or to such other e-mail address as Customer may from time to time designate to ATM Capital . Occasionally ATM Capital may communicate with Customer via postal mail. If Customer does not have access to e-mail, Customer will receive notices and other communications via postal mail. Notices regarding how to electronically review Account statements will be sent to Customers that have no access to e-mail via postal mail. ATM Capital is not responsible if the correspondence sent by postal mail is not received by Customer or if the postal mail is delayed, regardless of whether the delay or failure to receive the correspondence was caused by ATM Capital or a third party. All communications sent via postal mail or sent by e-mail shall be deemed transmitted by ATM Capital when posted or sent and deemed delivered to Customer personally, whether actually received by Customer or not.